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Medicaid Applications Lawyers in Hackensack, New Jersey
The costs of long-term nursing care in the US are high and can quickly exhaust a person’s financial resources, especially as Americans are living longer. The burden on a spouse and family members may be excessive as they delve into their own savings to care for a loved one who requires care for cognitive or chronic disorders. You may feel as if you have no choice but to contribute personal funds, since Medicare and health insurance plans generally do not cover assisted living and similar residential arrangements.
You do have other options under the law, and the lawyers at Giro & Associates, LLP can tell you more about applying for Medicaid as an alternative for funding a loved one’s care. Our attorneys have amassed considerable experience in Medicaid applications in the decades that we have been serving clients in Bergen County, NJ and throughout the surrounding area. We are happy to handle the process and take the burden off of you.
Medicaid is a program funded by federal and state government that provides financial assistance when an eligible person requires nursing home care. There are benefits to the individual’s spouse, who can protect such assets as the marital home, a vehicle, and up to a designated amount in other assets. It is necessary to submit a Medicaid application and, if approved, the person has low- or no-cost access to such healthcare benefits as:
- Nursing or at-home healthcare;
- Inpatient and outpatient hospital services;
- Dental, vision, and general well-being healthcare;
- Certain transportation costs;
- Health clinic care services; and,
- Other benefits as designated by law.
Eligibility for Medicaid Assistance
The key to obtaining Medicaid benefits is successfully completing an application, which is an extensive package of forms that requires considerable supporting documentation. To qualify, the subject recipient must have extraordinary medical bills related to a medical condition that requires long-term care. The applicant must also have limited resources available to pay for medical costs, at less than $2,000 or $4,000 depending upon the circumstances.
Because the benefits of Medicaid are quite favorable, the application approval process is demanding. You must submit all relevant forms and paperwork to the Board of Social Services in the Hackensack, New Jersey county where the applicant resides. Agents conduct an exhaustive review of all financial resources and medical history, analyzing years of documentation. Mistakes in the process can lead to a denial or significant delays in obtaining benefits.
In addition, any transfers of property within five years prior to filing the application will be scrutinized. Certain transactions may trigger a disqualification period termed a “transfer” penalty, which can further delay access to Medicaid benefits.
Consult with an Experienced Hackensack, New Jersey Medicaid Applications Attorney
For more information on Medicaid applications or to schedule a consultation with a knowledgeable lawyer, we can assist you with the process and provide support with eligibility, as we have for other Hackensack, New Jersey and New York clients for decades.